The inside scoop on how to shop for homeowners insurance
/Can you name one thing that every homeowner must purchase before closing? If you guessed homeowners insurance, you win! Homeowners insurance is part of the deal, and a very important part at that! I recently sat down with Kevin Grady, a representative at Allstate that I have used personally and referred to dozens of clients. He’s knowledgeable, helpful and pragmatic, and he was also the perfect person to ask: what should we look for when we select insurance?
In this video we cover:
Why you should always get a home inspection (even if your contract is not contingent on it!), especially to inspect the roof and basement
Why it is important to choose a reputable insurance company
The report you should ask a seller for if you are worried about potential issues (I had never heard of this, and it’s a great tip!)
The most important aspects of your home to insure (Kevin told me to buy this additional insurance and it was a lifesaver!)
When to file claims
